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AUM: FUND KA SIZE KAB SAMASYA BAN JAATA HAI

Bada corpus kis category mein faayda hai aur kis mein bojh

Published by The Retail Trader · AUG 09, 2026 · Mutual Funds & AMC

AUM yaani fund ke paas kul kitna paisa hai. Bada AUM aksar bharose ka sanket maana jaata hai, par har category mein bada hona ek jaisa nahi hota.

BADA HONE KE FAAYDE

Bade fund mein fixed kharche zyada logon mein baant jaate hain, isliye TER kam rakhna aasan hota hai. Operationally bhi wo zyada stable hota hai.

Large cap aur index funds mein size lagbhag koi samasya nahi banti, kyunki wahan liquidity bahut hai.

KAHAN BOJH BAN JAATA HAI

Small cap aur mid cap mein ganit alag hai:
• Chhoti companies mein bada order khud hi bhaav hila deta hai.
• Manager ko majboori mein zyada naam rakhne padte hain, jisse portfolio index jaisa hone lagta hai.
• Exit sabse mushkil us waqt hoti hai jab redemption sabse zyada aati hai.
• Isi wajah se kai smallcap funds badi inflow par lump sum lena band kar dete hain.

EK PRACTICAL BAAT

AUM ko akela criteria mat banao, par category ke saath jodo. Ek bada large cap fund ka size ek non-issue hai; wahi size ek small cap fund ke liye uske strategy ki sabse badi rukawat ho sakti hai.

Ye article sirf educational hai — koi buy ya sell recommendation nahi, koi guaranteed return ka daawa nahi, aur koi advisory nahi. Rules, rates aur mechanics exchange, SEBI aur RBI time-time par badalte hain, isliye har number apne broker ya official source par khud verify karo.

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