Journals › Basic Terminologies
Fully invested rehne ka dabaav, aur cash ka option value
Published by The Retail Trader · AUG 03, 2026 · Risk Management
Cash ko aksar "kuch na karna" samjha jaata hai. Wo ek active position hai — uska ek risk hai, aur uska ek bada faayda hai jo sirf bure daur mein dikhta hai.
Uska risk ye hai ki wo inflation se dheere dheere value khoti hai, aur market chalta raha to aap peeche reh jaate ho.
Uska faayda optionality hai — girawat mein wo aapko kharidne ki aazadi deti hai, bina kuch bechne ke. Wahi aazadi us waqt sabse keemti hoti hai.
Iska koi ek sahi jawaab nahi, par ye baatein madad karti hain:
• Emergency fund alag hai — wo cash allocation mein count nahi hona chahiye.
• Cash ka level pehle se tay hona chahiye, market dekh kar nahi.
• Bahut zyada cash lambe samay tak rakhna ek market timing bet hai.
• Cash ka bhi ek parking option hota hai jahan wo liquid rahe.
"Poora paisa laga hona chahiye" wala dabaav aksar sabse mehnge faisle karwaata hai — kyunki uske chalte log kuch bhi kharid lete hain. Ek khaali position rakhna aur uske liye intezaar karna apne aap mein ek strategy hai.
Ye article sirf educational hai — koi buy ya sell recommendation nahi, koi guaranteed return ka daawa nahi, aur koi advisory nahi. Rules, rates aur mechanics exchange, SEBI aur RBI time-time par badalte hain, isliye har number apne broker ya official source par khud verify karo.