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Alag naam hone aur alag risk hone mein farq
Published by The Retail Trader · JUL 24, 2026 · Risk Management
Portfolio mein das naam dikhte hain aur lagta hai risk baant diya gaya. Agar wo das ek hi cheez par depend karte hain to aapke paas das positions nahi, ek badi position hai.
Do assets ka ek saath upar neeche jaana correlation hai. Bahut zyada correlation ka matlab hai ki dono ek hi factor par react kar rahe hain.
Diversification tabhi kaam karta hai jab holdings alag factors par depend karein. Alag ticker hona kaafi nahi hai.
Ye combinations aksar alag lagte hain par ek jaise chalte hain:
• Ek hi sector ke chaar stocks — chahe unka size alag ho.
• Alag alag banks jo ek hi rate cycle par chalte hain.
• Do mutual funds jinke top holdings lagbhag same hain.
• Ek stock aur uske sector ka index fund ek saath.
Saal mein ek baar apne top holdings ko theme ke hisaab se group karo, sector ke hisaab se nahi. Aksar pata chalta hai ki poora portfolio do ya teen hi ideas par khada hai — aur bura din unko ek saath maarta hai.
Ye article sirf educational hai — koi buy ya sell recommendation nahi, koi guaranteed return ka daawa nahi, aur koi advisory nahi. Rules, rates aur mechanics exchange, SEBI aur RBI time-time par badalte hain, isliye har number apne broker ya official source par khud verify karo.