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Load period ka hisaab, aur wo NAV ke upar kaise lagta hai
Published by The Retail Trader · JUL 28, 2026 · Mutual Funds & AMC
Exit load ek charge hai jo fund tab lagata hai jab aap ek tay samay se pehle paisa nikaal lete ho. Uska maqsad fund ko baar baar aane jaane wale paise se bachana hai.
Load redemption ki value par ek percentage ke roop mein lagta hai aur aapko milne wali rakam se kat jaata hai. Wo NAV mein nahi dikhta, wo alag se katta hai.
Har unit ka apna holding period hota hai. SIP mein har installment alag purchase hai, isliye purani installments load free ho sakti hain aur nayi nahi.
Ye baatein aksar surprise banti hain:
• Zyadatar equity funds mein load ek saal se kam ke liye hota hai, par ye scheme par depend karta hai.
• Liquid aur overnight funds mein graded load bahut chhote period ka hota hai.
• Switch bhi redemption maana jaata hai, isliye us par bhi load lag sakta hai.
• Load aur short term capital gains tax do alag cheezein hain — dono ek saath lag sakte hain.
Redemption se pehle scheme information document mein load structure dekh lena do minute ka kaam hai. Kai baar sirf kuch din ruk jaane se poora load bach jaata hai — aur wo bachat kisi bhi timing ke anumaan se zyada pakki hai.
Ye article sirf educational hai — koi buy ya sell recommendation nahi, koi guaranteed return ka daawa nahi, aur koi advisory nahi. Rules, rates aur mechanics exchange, SEBI aur RBI time-time par badalte hain, isliye har number apne broker ya official source par khud verify karo.