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Fee only, commission aur performance based — teenon ke incentives alag hain
Published by The Retail Trader · AUG 04, 2026 · Advisory & Research
Advice ki quality se pehle ek aur cheez maayne rakhti hai — advisor ko paisa kaise milta hai. Uska incentive aksar uske advice ki disha bata deta hai.
Fee only model mein aap seedhe fees dete ho aur advisor ko product se kuch nahi milta. Yahan conflict sabse kam hota hai, par kharcha upfront dikhta hai.
Commission model mein advice free lagti hai aur paisa product se aata hai. Yahan incentive us product ki taraf jhukta hai jo zyada deta hai.
Performance linked model mein fees profit par hoti hai. Wo aligned lagta hai, par wo zyada risk lene ko bhi incentive de sakta hai.
Kisi bhi advisor se ye poochha ja sakta hai:
• Aapko is recommendation se koi commission milta hai ya nahi.
• Aapki total annual fees rupee mein kitni banegi.
• Kya aap fee only hain, aur wo likhit mein hai.
• Exit karne par kya charges lagenge.
"Free advice" jaisi koi cheez nahi hoti — uska daam kahin na kahin hota hai, aksar product ke andar. Ye jaanna ki wo daam kahan hai, advice parakhne ka sabse seedha tarika hai.
Ye article sirf educational hai — koi buy ya sell recommendation nahi, koi guaranteed return ka daawa nahi, aur koi advisory nahi. Rules, rates aur mechanics exchange, SEBI aur RBI time-time par badalte hain, isliye har number apne broker ya official source par khud verify karo.