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Fund ka bhaav din mein badalta nahi — wo shaam ko ek baar banta hai
Published by The Retail Trader · JUL 22, 2026 · Mutual Funds & AMC
Stock ka bhaav har second badalta hai, par mutual fund ka nahi. Fund ki NAV din mein ek baar, market band hone ke baad banti hai — aur aapko kaunse din ki NAV milegi ye cut-off time tay karta hai.
NAV yaani net asset value fund ke saare holdings ki us din ki closing value mein se kharche ghata kar, total units se divide karke nikalti hai. Isliye wo ek calculated number hai, ek traded price nahi.
Aap NAV par bargain nahi kar sakte. Aap sirf ye tay kar sakte ho ki aapka order kis din ki NAV mein aayega.
Ye timing rules practical roop mein maayne rakhte hain:
• Cut-off ke baad aaya order agle business day ki NAV par lagta hai.
• Kai schemes mein NAV tabhi milti hai jab paisa fund tak pahunch chuka ho, sirf order lagne se nahi.
• Chhutti aur weekend ke orders agle working day mein jaate hain.
• Redemption par bhi wahi cut-off logic chalta hai, ulti disha mein.
NAV ka number chhota ya bada hona sasta ya mehnga hona nahi hai. Do funds mein se jiski NAV 15 hai wo 350 wale se sasta nahi — return percentage mein aata hai, aur NAV ka absolute number us baare mein kuch nahi batata.
Ye article sirf educational hai — koi buy ya sell recommendation nahi, koi guaranteed return ka daawa nahi, aur koi advisory nahi. Rules, rates aur mechanics exchange, SEBI aur RBI time-time par badalte hain, isliye har number apne broker ya official source par khud verify karo.