Journals › Basic Terminologies
Naye fund ki NAV sasti nahi hoti, aur usme kya dekhna chahiye
Published by The Retail Trader · AUG 10, 2026 · Mutual Funds & AMC
NFO ek nayi scheme ka pehla offer hota hai, jahan units aksar dus rupee par milti hain. Us dus ke number ki wajah se log samajhte hain ki ye sasta hai. Wo baat sahi nahi hai.
NAV sirf ek unit ki value hai. Ek nayi scheme mein wo dus se shuru hoti hai kyunki abhi tak kuch hua hi nahi — usme sasta ya mehnga jaisa koi concept hi nahi hai.
Purane fund ki NAV zyada isliye hai kyunki uska paisa badha hai. Wo mehnga nahi hai, wo purana hai.
Faisla in baaton par hona chahiye:
• Ye scheme kis khaali jagah ko bhar rahi hai jo aapke portfolio mein pehle se nahi hai.
• Isi category mein pehle se chal rahe funds ka track record maujood hai — naye ka nahi.
• Iska mandate kitna specific hai, aur kya wo aapke goal se milta hai.
• Kya isme koi lock-in ya alag structure hai.
Jis category mein pehle se dus achhe funds hain, wahan ek naye fund ko chunne ki khaas wajah honi chahiye. Track record ek asli asset hai, aur NFO ke paas wo definition se hi nahi hota.
Ye article sirf educational hai — koi buy ya sell recommendation nahi, koi guaranteed return ka daawa nahi, aur koi advisory nahi. Rules, rates aur mechanics exchange, SEBI aur RBI time-time par badalte hain, isliye har number apne broker ya official source par khud verify karo.