Journals › Basic Terminologies
Ownership, minimum size, tax aur transparency ka farq
Published by The Retail Trader · JUL 24, 2026 · AIF, PE & Alternates
Teenon mein koi aapka paisa manage karta hai, par teenon ka legal structure alag hai. Wo structure hi tay karta hai ki shares kiske naam par hain aur tax kiska lagta hai.
Mutual fund mein aapke paas units hoti hain, shares nahi. Portfolio fund ka hai, aur aapka hissa unit ke roop mein hai.
PMS mein shares aapke apne demat mein aate hain. Aap seedhe maalik ho, aur manager sirf aapki taraf se trade karta hai.
AIF mein aap fund mein contribute karte ho aur wo ek alag pooled entity hoti hai, apne structure aur apne tax treatment ke saath.
Ye antar roz ke experience mein dikhte hain:
• Minimum ticket size mutual fund mein sabse chhota aur AIF mein sabse bada.
• PMS mein har transaction aapke naam par hota hai, isliye tax bhi har trade par aapka.
• Mutual fund mein tax redemption par lagta hai, andar ke trades par nahi.
• Transparency aur regulation ka level mutual fund mein sabse standardised hai.
Bada minimum ticket behtar product ka sanket nahi hai. Zyadatar logon ke liye sawaal ye nahi hai ki kaunsa structure zyada premium hai — sawaal ye hai ki uske charges aur lock-in unke goal ke liye theek hain ya nahi.
Ye article sirf educational hai — koi buy ya sell recommendation nahi, koi guaranteed return ka daawa nahi, aur koi advisory nahi. Rules, rates aur mechanics exchange, SEBI aur RBI time-time par badalte hain, isliye har number apne broker ya official source par khud verify karo.