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Kaun general research de sakta hai aur kaun aapke liye personalised plan
Published by The Retail Trader · JUL 22, 2026 · Advisory & Research
Dono SEBI registered ho sakte hain, par unka kaam aur unki zimmedari alag hai. Ye farq samajh lena aapko ye bataata hai ki jo aapko mil raha hai wo asli mein kya hai.
Research analyst ka kaam securities par research report banana hai — wo general hoti hai, sabke liye ek jaisi. Wo aapki personal situation dekh kar salaah nahi de sakta.
Investment adviser ka kaam personalised advice dena hai. Uske liye use aapki income, goals aur risk profile assess karni hoti hai, aur uspar record rakhna hota hai.
Ye farq roz ke experience mein dikhta hai:
• Ek "buy call" broadcast research hai, advice nahi — chahe wo aapke naam se aaye.
• Personalised advice ke liye adviser ko aapka risk profile lena hi padta hai.
• Adviser ka fee model disclosed hona chahiye.
• Ek hi entity dono kaam ek hi client ke saath nahi kar sakti.
Agar koi bina aapki income, liabilities aur horizon jaane aapko ye bata raha hai ki kitna lagana chahiye, to wo advice nahi hai — wo ek opinion hai jo aapke liye nahi banaya gaya. Uska sahi ya galat hona uske baad ki baat hai.
Ye article sirf educational hai — koi buy ya sell recommendation nahi, koi guaranteed return ka daawa nahi, aur koi advisory nahi. Rules, rates aur mechanics exchange, SEBI aur RBI time-time par badalte hain, isliye har number apne broker ya official source par khud verify karo.