Stock Market Crash Mein Kya Karein — Hindi Guide

Market crash ho raha hai, kya karein, kaise handle karein — complete Hindi guide.

Published by The Retail Trader · AUG 04, 2026 · Features

Market crash ho raha hai, kya karein, kaise handle karein — complete Hindi guide.

Market Crash Mein Kya Karein?

Step 1: PANIC MAT KARO

Sabse pehle: Breathe. Market crash temporary hai. History mein har crash ke baad recovery hui hai.

Ye teen baatein dhyaan mein rakho:
• 2008 — Fall: -60%, Recovery Time: 2 years
• 2020 (COVID) — Fall: -40%, Recovery Time: 6 months
• 2022 — Fall: -15%, Recovery Time: 3 months

Step 2: Portfolio Review Karo:
• Kya fundamentals change hue? Nahi → Hold
• Company bankrupt ho rahi hai? Haan → Exit
• Sirf market sentiment hai? → Hold, recovery hogi

Step 3: SIP Continue Karo

SIP band mat karo. Low prices = zyada units = faster recovery + more wealth.

Ye teen baatein dhyaan mein rakho:
• ₹10,000 SIP in normal market: 50 units
• ₹10,000 SIP in crash (price half): 100 units
• Crash mein zyada units milenge → Recovery mein zyada profit

Step 4: Extra Cash Hai Toh Buy Karo

"Be fearful when others are greedy, greedy when others are fearful." — Warren Buffett

Ye teen baatein dhyaan mein rakho:
• 10-20% correction → Small buying
• 20-30% correction → Moderate buying
• 30%+ correction → Aggressive buying

Step 5: Rebalance Karo

Equity gira hai → Portfolio allocation change hua hai. Equity buy karke rebalance karo.

Crash Mein Kya NAHI Karein

Panic Selling

"Sab bech do!" — Sabse bada mistake. Bottom pe bechoge toh recovery miss hogi.

Checking Portfolio Daily

Daily portfolio dekhoge toh panic badhega. Monthly check enough.

Stopping SIP

"SIP band karta hoon, market gira hai" — WRONG. Low prices pe SIP sabse valuable hai.

Borrowing to Buy

"Loan leke buy karta hoon" — NEVER. Market aur gira toh loan + loss dono.

Averaging Bad Stocks

"Portfolio mein jo loss mein hai aur khareedta hoon" — Only average fundamentally strong stocks.

Historical Crashes & Recoveries

Ye chhe baatein dhyaan mein rakho:
• 2008 Global Crisis — Nifty Fall: -60%, Recovery: 2 years
• 2015 China Crisis — Nifty Fall: -15%, Recovery: 6 months
• 2016 Demonetization — Nifty Fall: -6%, Recovery: 1 month
• 2018 IL&FS Crisis — Nifty Fall: -15%, Recovery: 8 months
• 2020 COVID — Nifty Fall: -40%, Recovery: 6 months
• 2022 Rate Hikes — Nifty Fall: -15%, Recovery: 3 months

Every crash recovered. Every single one.

Cheat Sheet

Ye baatein dhyaan mein rakho:
• 📌 MARKET CRASH MEIN KYA KAREIN
• DO:
• ✅ Panic mat karo
• ✅ SIP continue karo
• ✅ Extra cash se buy karo (averaging)
• ✅ Rebalance karo
• ✅ Fundamentals check karo
• DON'T:
• ❌ Panic selling
• ❌ Portfolio daily check
• ❌ SIP band karna
• ❌ Borrowing to buy
• ❌ Averaging bad stocks
• HISTORICAL:
• 📊 2008: -60%, recovered in 2 years
• 📊 2020: -40%, recovered in 6 months
• 📊 Every crash recovered. Every single one.
• WARREN BUFFETT:
• 📊 "Be fearful when others are greedy,
• greedy when others are fearful."

Aage Kya Padhein?

Ye baatein dhyaan mein rakho:
• Risk Management | SIP vs Lump Sum | Bear Market Guide

The Retail Trader — educational market analysis. Not investment advice.

Ye article sirf educational hai — koi buy ya sell recommendation nahi, koi guaranteed return ka daawa nahi, aur koi advisory nahi. Rules, rates aur mechanics exchange, SEBI aur RBI time-time par badalte hain, isliye har number apne broker ya official source par khud verify karo.

Back to Journals