MF returns kaise check karein, XIRR, CAGR, absolute returns — complete Hindi guide.
Published by The Retail Trader · AUG 09, 2026 · Features
MF returns kaise check karein, XIRR, CAGR, absolute returns — complete Hindi guide.
Method 1: Broker App:
• Groww/Zerodha mein portfolio section mein returns dikhta hai
• 1Y, 3Y, 5Y returns dikhte hain
Method 2: Value Research:
• valueresearchonline.com
• Fund search karo → Returns tab
Method 3: Moneycontrol:
• moneycontrol.com
• Mutual fund section → Fund page → Returns
Method 4: AMFI:
• amfiindia.com
• Official NAV aur returns data
Ye teen baatein dhyaan mein rakho:
• Absolute — Formula: (Current - Invested) / Invested, Use Case: Lump sum
• CAGR — Formula: (Current/Invested)^(1/years) - 1, Use Case: Lump sum (annual)
• XIRR — Formula: Time-weighted return, Use Case: SIP (multiple investments)
Ye chaar baatein dhyaan mein rakho:
• Best for — XIRR: SIP, CAGR: Lump sum
• Accounts for — XIRR: Timing of each investment, CAGR: Start and end only
• Accuracy — XIRR: High for SIP, CAGR: High for lump sum
• Example — XIRR: SIP 3 years → XIRR, CAGR: ₹10L invested 5 years → CAGR
Ye chaar baatein dhyaan mein rakho:
• Large Cap — Good Returns (5Y): > 14%, Average: 10-14%, Poor: < 10%
• Mid Cap — Good Returns (5Y): > 16%, Average: 12-16%, Poor: < 12%
• Small Cap — Good Returns (5Y): > 18%, Average: 14-18%, Poor: < 14%
• Index Fund — Good Returns (5Y): > 13%, Average: 11-13%, Poor: < 11%
Ye baatein dhyaan mein rakho:
• 📌 MF RETURNS CHECK
• WHERE TO CHECK:
• 📊 Broker app (Groww/Zerodha)
• 📊 Value Research
• 📊 Moneycontrol
• 📊 AMFI
• RETURNS TYPES:
• 📊 Absolute — (Current - Invested) / Invested
• 📊 CAGR — Annual return (lump sum)
• 📊 XIRR — Time-weighted return (SIP)
• GOOD RETURNS (5Y):
• 📊 Large Cap: > 14%
• 📊 Mid Cap: > 16%
• 📊 Small Cap: > 18%
• 📊 Index Fund: > 13%
• XIRR vs CAGR:
• 📊 XIRR → SIP investors
• 📊 CAGR → Lump sum investors
The Retail Trader — educational market analysis. Not investment advice.
Ye article sirf educational hai — koi buy ya sell recommendation nahi, koi guaranteed return ka daawa nahi, aur koi advisory nahi. Rules, rates aur mechanics exchange, SEBI aur RBI time-time par badalte hain, isliye har number apne broker ya official source par khud verify karo.