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TAX LOSS HARVESTING: BOOKED LOSS KA EK UPYOG

Loss ko gain ke against set off karna, aur uske rules

Published by The Retail Trader · JUL 25, 2026 · Features

Portfolio mein kuch positions loss mein hoti hain aur kuch profit mein. Un losses ko book karke gains ke against set off karna ek legitimate planning hai, na ki koi loophole.

SET OFF KA DHAANCHA

Ek saal ke andar hue capital losses ko usi saal ke capital gains ke against set off kiya ja sakta hai, kuch rules ke saath ki kaunsa loss kaunse gain ke against ja sakta hai.

Jo loss us saal set off nahi hota, wo aksar aage carry forward kiya ja sakta hai — par uske liye return time par file karna zaroori hota hai.

DHYAAN RAKHNE WALI BAATEIN

Ye baatein is exercise ko galat hone se bachati hain:
• Ye tabhi karo jab wo position waise bhi bechne layak ho — tax poonchh hai, kutta nahi.
• Bechne aur turant wapas kharidne par charges dono baar lagte hain.
• Carry forward ke liye return filing ki timeline maayne rakhti hai.
• Rules aur limits badalte hain — final hisaab CA ya official source se hi confirm karo.

EK PRACTICAL BAAT

Sabse bada faayda aksar tax ka nahi, safai ka hota hai. Ye exercise aapko un positions ko dekhne par majboor karti hai jinhe aap saalon se ignore kar rahe the — aur aksar unme se kai waise bhi jaani chahiye thi.

Ye article sirf educational hai — koi buy ya sell recommendation nahi, koi guaranteed return ka daawa nahi, aur koi advisory nahi. Rules, rates aur mechanics exchange, SEBI aur RBI time-time par badalte hain, isliye har number apne broker ya official source par khud verify karo.

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