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5 SAAL vs 10 SAAL: ASLI CAGR KYA RAHA

Har index ka compounded return teen alag windows par — aur starting point ka khel

Published by The Retail Trader · JUL 24, 2026 · Performance Review

Long-term return ke baare mein sabse zyada bhramak cheez ye hai ki wo poori tarah is baat par nirbhar karta hai ki aapne kahan se naapna shuru kiya. Ye rahe teen alag starting points, aur unke bilkul alag jawab — sab 24 July 2026 tak.

5 SAAL (JULY 2021 SE)

Total return aur CAGR:
• Midcap 100 — +123.39% (CAGR 17.43%)
• Nifty 500 — +67.41% (CAGR 10.85%)
• Bank Nifty — +61.82% (CAGR 10.10%)
• Nifty 50 — +49.90% (CAGR 8.43%)
• Sensex — +43.57% (CAGR 7.50%)

10 SAAL (JULY 2016 SE)

Total return aur CAGR:
• Midcap 100 — +326.89% (CAGR 15.61%)
• Nifty 500 — +217.03% (CAGR 12.23%)
• Bank Nifty — +203.33% (CAGR 11.73%)
• Nifty 50 — +178.27% (CAGR 10.77%)
• Sensex — +173.56% (CAGR 10.58%)

Dhyaan dene layak baat: Nifty ka 10-saal CAGR (10.77%) uske 5-saal CAGR (8.43%) se zyada hai. Yaani pichhle paanch saal, pichhle das saal ke average se kamzor rahe hain. Midcap mein ulta hai — 5-saal CAGR 17.43%, 10-saal 15.61%.

2020 KE LOW SE (MARCH 2020 SE)

Yehi numbers, COVID ke trough se naape gaye:
• Midcap 100 — +460.67% (CAGR 31.27%)
• Nifty 500 — +267.02% (CAGR 22.78%)
• Bank Nifty — +235.11% (CAGR 21.03%)
• Nifty 50 — +212.31% (CAGR 19.69%)
• Sensex — +192.75% (CAGR 18.48%)

ISKA MATLAB

Ek hi index, ek hi end date — aur CAGR 8.43% se 19.69% ke beech kuch bhi ho sakta hai, sirf start date badalne se. Nifty ka 'asli' long-term return in teeno mein se koi ek nahi hai; ye teeno alag sawaalon ke jawab hain.

Jab bhi koi 'market ne itna return diya' kahe, sabse pehla sawaal yahi hona chahiye: kab se? 2020 ke low se naapna sabse aakarshak number deta hai, aur wahi sabse kam representative hai — kyunki us din se shuru karna sirf peeche mudkar hi possible tha.

Aur ek cheez jo teeno windows mein sthir hai: Midcap 100 har window mein Nifty 50 se aage hai. Uski keemat bhi har window mein wahi hai — hamare sector risk study mein midcap-type volatility largecap se kaafi zyada hai, aur 2018-19 mein wo do saal lagataar peechhe raha tha.

Is article ke saare aankde The Retail Trader ke apne daily index database se compute kiye gaye hain, 24 July 2026 tak. Past performance future ka koi indication nahi hai, aur ye analysis sirf educational hai — koi buy ya sell recommendation nahi.

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