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Market Intelligence › Basic Terminologies
The benefit of a model portfolio, and why it is not your portfolio
Published by The Retail Trader · JUL 31, 2026 · Advisory & Research
A model portfolio is a published list that gives names along with weights. It teaches a structure, but it is not built for your situation.
The biggest benefit is discipline — a framework for position sizing, diversification and review comes into view.
The second benefit is transparency, provided the list is published with a timestamp and the changes are also recorded publicly.
These limits apply to every model portfolio:
• Your entry price will be different — you do not get the price on the list.
• Your horizon and cash flow differ from that model's assumptions.
• The gap between the change notification and your executing it is your loss.
• Tax impact is different for every person, and the model does not count it at all.
Instead of copying a model portfolio, copy its structure — how many names, at what weight, and when to review. The structure is transferable; someone else's entry price is not.
This article is for educational purposes only — it is not a buy or sell recommendation, makes no claim of guaranteed returns, and is not advisory. Rules, rates and mechanics are changed by the exchanges, SEBI and RBI from time to time, so verify every number yourself with your broker or the official source.