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SIP Calculator

See what a monthly SIP, a step-up SIP or a lumpsum grows to. Set amount, expected return and horizon and see invested vs returns year by year.

Project a monthly SIP: a fixed instalment, compounded monthly, over any horizon from one to forty years.

Project a step-up SIP, where the instalment is raised by a fixed percentage every year.

Project a lumpsum, so a single deposit can be compared against spreading the same money over months.

Every projection separates what you invested from what the return added, and lists the split year by year.

An illustration at a constant rate of return, not a forecast. Mutual fund investments are subject to market risks.